TEXAS LONE STAR FORUM

By F. Scott McCown

As part of legislation to extend federal unemployment insurance benefits through 2012, Congress is considering a very bad policy idea: encouraging states to drug test every applicant for unemployment insurance and deny compensation to any who fail.  It's such a bad idea that it has twice failed to make it through the Texas House of Representatives, as conservative a legislative body as they come.

The whole thing is really a ploy.  The proponents of drug testing are trying to undermine public support for UI by associating UI applicants with drug users.  They want the public to think about UI like it does welfare, blaming the unemployed-rather than the economy-for their plight.

Unemployment insurance is not welfare.  By definition, people who qualify lost their job through no fault of their own. They are typically men and women who have worked steadily, often for years or even decades, and have largely covered the cost of their employer's UI tax indirectly through reduced wages.

Congress should not subject these American workers to the indignity of drug testing.  In the first place, research shows that American workers are very unlikely to use illegal drugs.  And federal courts have squarely held that mandatory drug testing in situations of this sort violates the Fourth Amendment's prohibition against unreasonable search and seizures because there is no individualized suspicion of wrongdoing or special need that outweighs a person's right to keep the government off his back and out of his business.

The personal invasion goes beyond having to pee in a cup. The worker would also have to disclose to the government all the medications they are taking to explain any false positive. And there will be many false positives, subjecting people to searching government inquires in their effort to clear their name.

Not only is drug testing unnecessary and intrusive, it is expensive. States would have to create an entire new bureaucracy and pay significant lab cost to drug test every UI applicant in America.  New claims for unemployment insurance average about 400,000 a week.  Weeding out false positives can be particularly costly.  At a time when states are struggling to fund vital services such as public education, Congress should not encourage them to waste money on such drug testing.

Drug issues should be dealt with in the criminal justice or social services systems, not the UI system. Of course, as I already said, this debate isn't really about drug policy; it's about undermining public support for UI.

But let's talk drug policy.

UI is designed to pay for a family's food, clothing and shelter while the breadwinner finds a new job.  What if your brother-in-law foolishly smokes pot, but also works steadily to support your sister and their children?  If he loses his job because of the economy, do you really think it's smart to deny his family unemployment benefits, forcing them onto welfare or worse yet leaving them destitute?

To automatically deny these benefits when an unemployed worker fails a drug test is like imposing a massive, mandatory fine for drug use without any of the discretion or treatment provided by our criminal justice and social services systems.  Such a penalty is both too harsh and counterproductive.

Admittedly, Congress is merely considering giving states an option to drug test applicants.  But this is the beautiful part of the ploy. Congress would take none of the responsibility while igniting debates in the 50 states.  In the face of such a congressional endorsement, it would be hard for states to just say no.

Frankly, how Congress ultimately comes down on this issue is sort of a test itself.   Congress says its top priority is the American worker. But if Congress encourages states to subject American workers to unnecessary, intrusive, expensive, and ill-advised drug tests, it is proof positive that for Congress, the American worker really doesn't count for much.

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McCown is executive director of the Center for Public Policy Priorities.

Copyright (C) 2012 by the Texas Lone Star Forum. 3/12

MISSOURI FORUM

By Patricia Schuba

I was born in 1963 in Labadie, three miles from what is now the nation's 14th largest coal-fired plant. My family has farmed the land for four generations. It was only when Ameren placed a coal ash landfill in the floodplain that we became aware of the risks of burning coal and of exposure to the waste left behind.

In 1970, Ameren built the plant that is still operating today in the floodplain of the Missouri River just east of Labadie on a scenic stretch of the lower Missouri River. Little did we all know that almost immediately after the plant was built, the utility began dumping toxic wet ash into an open 154 acre unlined pond, and from there into the Missouri River. This stretch of river floods and the groundwater is often above the surface, making contamination of surrounding soil and water likely.

We now know, from reviewing public records that this pond was leaking 50,000 gallons per day since 1992. Ameren claims to have recently stemmed the leaks, including new ones that were reported in 2011. We also know that under its water pollution permit, Ameren dumps an average of 25 million gallons per day of waste water from the ponds into the Missouri River.

All of Ameren's neighbors, including my family, depend on well water, and millions downstream get their drinking water from the Missouri River. Coal ash contains high concentrations of toxic chemicals like mercury, cadmium, arsenic, lead and hexavalent chromium. As a concerned citizen, I have tried to find out how much pollution has seeped into the groundwater from the leaking ponds in Labadie. Unfortunately, nobody knows, since Ameren does not do any groundwater monitoring, and the state does not require such monitoring -- even though the Department of Natural Resources (DNR) has known since 1992 about the substantial leakage at the unlined coal ash pond.

Carcinogenic and neurotoxic chemicals being dumped and buried in Missouri's floodplains are endangering our drinking water on a large scale. Missouri has at least 32 coal ash waste sites, many of which are unlined. Missouri utilities produce 2.7 million tons of coal ash waste per year. A 2011 Earthjustice report listed Missouri in the 10 worst states in the country for regulating coal waste because of our lack of consistent regulation and monitoring. In Missouri, utilities can build coal ash ponds and landfills "in the water table" and are not always required to have composite liners -- making the health risks needlessly high. The coal ash ponds near my house are the most high profile cases of potential contamination in Missouri but only because citizens started asking questions. There are coal ash ponds and landfills across the state, in the counties of Jackson, Jasper, Greene, Randolph, St. Charles, Jefferson, Henry, New Madrid, Scott, Platte and Buchanan where we have no idea what is happening to groundwater. This is not just a problem in one part of Missouri and it affects us all. If you consume electricity, you are near a site where toxic coal ash is being dumped.

Recent reports show that when groundwater monitoring occurs at ash pond sites, potentially dangerous levels of coal waste toxins are frequently found leaching into groundwater. In January, a new report by North Carolina officials found elevated levels of metals in groundwater near every coal ash pond. Iron and manganese were found at all 14 plants. Boron was found at six plants and highly carcinogenic chromium and arsenic at seven and six plants respectively. The findings have raised alarms that monitoring for all of the coal ash toxins should be required at all sites.

Missourians need DNR to require groundwater monitoring for coal ash toxins around all new and existing coal ash ponds and landfills immediately. The Missouri DNR should require utilities to clean-up all coal ash ponds and landfills that are leaking dangerous chemicals into surrounding soil, groundwater and surface water. Let's follow the principle -- if you break it, you fix it.

More importantly, let's not put bad stuff near the good stuff. Utilities should not be allowed to dump disease-causing chemicals into our floodplains, rivers and streams. The risk of heavy metals and toxic chemicals in our drinking water is playing a dangerous game with our health, environment and economy. I love my corner of Missouri here in Franklin County, as so many other Missourians do. Let's take the steps now to get coal ash out of our water and protect our floodplains, communities and local economies.
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Schuba is president of Labadie Environmental Organization (LEO), a community nonprofit established in 2009 to oppose the siting of Ameren Missouri's proposed 400 acre coal ash landfill in the Missouri River floodplain and floodway near Labadie Missouri.

Copyright (C) 2012 by the Missouri Forum. 3/12

TEXAS LONE STAR FORUM

By Don Baylor and Chuck Stokes

This week, Texas is one of many states celebrating America Saves Week, a national week to promote personal savings and encourage individuals to take financial action. American Saves Week couldn't come at a better time, with so many Texan families struggling. To strengthen our communities, Texas needs to adopt a new blueprint for helping families save.

As noted in Why Thrift Matters: 20 Propositions, a report recently released by the Institute for American Values, Americans are rediscovering the  thrift of our forefathers and mothers, who worked hard, saved their money and shared their wealth with those in need. The recipe for building financially strong families and communities remains the same today. Texas Saves Week reminds us that we need only look back to find a wiser way forward. We need to work together, not just for individual change, but to create a culture that values hard work, planning ahead and the importance of community.

Creating a college-going culture is widely acknowledged as the best way to secure a better future by increasing the earning potential of tomorrow's labor force. In Texas, we need to direct similar energy to creating a savings culture. Like a good education, household savings - regardless of family income - is a sound predictor of whether a child who grows up poor will become part of the middle class. The association between savings and future financial security is even more pronounced when savings are targeted toward college. Academic research has found that a child with a dedicated savings account is seven times more likely to attend college than a similar child without such an account, even when controlling for race or income. In essence, savings represent hope and opportunity.

Texans want to become better savers. In the 2010 Survey of Texas Savers, over three-fourths of all Texans said they want to save more in the future; nearly 90 percent of the poorest said they want to save more. But Texas families need more than discipline and desire to be able to save. They need opportunities and incentives. They need a culture that makes savings the default choice, not the exception or choice reserved for wealthier families.  This is why both public and private sectors are
working together to help households build financial security. For example, in some Texas communities, financial institutions, community tax centers and local United Ways now provide incentives and opportunities for working Texans to save a portion of their tax refunds. Throughout February, Texas Saves -a campaign to promote savings to low- and moderate-income Texans lead by the Center for Public Policy Priorities in partnership with our Opportunity Texas partners -- is distributing savings tips and resources to families and raising awareness about the importance of savings.

Another partnership, Bank On Brazos Valley, is having excellent results in getting more Brazos Valley residents connected to the financial mainstream and on the pathway to savings. The Austin Savings Bond Project, run by Foundation Communities and supported by Opportunity Texas and the City of Austin, provides small incentives for tax filers to save a portion of their refund with a U.S. Savings Bond. More partnerships among banks, credit unions, schools and nonprofits are needed to promote savings for all Texans.

Texas policymakers have a role to play in promoting savings. In 2011, the Legislature adopted several policies to promote savings, requiring K-8 math-based financial education and establishing both the Texas Save & Match, which helps families save for college by matching their contributions to pre-paid tuition accounts, and the Texas Financial Education Endowment as public-private initiatives to enable household savings.

Despite these steps, the Corporation for Enterprise Development's 2012 Assets & Opportunity Scorecard ranked Texas in the bottom 10 states in overall measures of household financial security. One in two Texans lacks enough "rainy day" savings to weather a loss of income. We also rank at the bottom in terms of average credit score.

We can do better.  In order to move ahead, the Legislature should remove policies that punish or discourage household savings. For example, one pro-savings legislative step would be to limit the number of times a payday lender can raid Texas bank accounts for the same loan. Legislators also should abolish the social services policy that counts a family's savings when determining whether working families qualify for health insurance coverage for their kids. The message to these families is clear: give up your dream of owning a home or educating your children -- you have to choose between saving or caring for your children.

Texas Saves Week is an excellent time to encourage Texas Legislators, along with key stakeholders in business, education, and philanthropy to support strategies that strengthen household financial security. Helping Texas families save should be seen as an economic development strategy to create a stronger middle class and a brighter future.
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Don Baylor is economic opportunity senior policy analyst at the Center for Public Policy Priorities in Austin. Chuck Stokes is a Fellow at the Institute for American Values' John Templeton Center for Thrift and Generosity and Scholar-in-Residence at Samford University.

(c) Texas Lone Star Forum. 2/12